Last Updated: 2024
Welcome to Zoom-Investa (“Zoom-Investa”, “we”, “us”, “our”). These Terms and Conditions (“Terms”) govern your access to and use of the Zoom-Investa website, platform, services, investment opportunities, account facilities, and related services available through zoom-investa.net (collectively, the “Platform”).
By accessing, registering for, or using the Platform, you acknowledge that you have read, understood, and agreed to be bound by these Terms, together with our Privacy Policy, Risk Disclosure Statement, AML/KYC Policy, and any other policies or notices published on the Platform.
If you do not agree with these Terms, you must not access or use the Platform.
For purposes of these Terms:
“Account” means a registered user account created on the Platform.
“Investor”, “User”, “you”, or “your” means any individual or legal entity accessing or using the Platform.
“Investment” means any investment opportunity, product, project, plan, or financial arrangement made available through the Platform.
“Investment Plan” means a specific investment opportunity or arrangement presented to users with defined terms, duration, minimum amount, fees, potential returns, risks, and other applicable conditions.
“Investment Sectors” means the areas in which opportunities may be offered through the Platform, including Cryptocurrency, Real Estate, Agro-Farming, Oil & Gas, and any other sector subsequently introduced by Zoom-Investa.
“Funds” means money or other permitted assets deposited, transferred, or otherwise made available by a User in connection with the Platform.
“Platform” means the Zoom-Investa website, dashboard, applications, interfaces, and associated services.
Zoom-Investa is a digital platform designed to provide users with access to selected investment opportunities across various sectors.
Depending on the applicable offering, opportunities may relate to Cryptocurrency, Real Estate, Agro-Farming, Oil & Gas, or other permitted investment activities.
The availability of an investment opportunity does not constitute a guarantee that the investment will generate a profit.
Zoom-Investa reserves the right to introduce, modify, suspend, or discontinue investment opportunities at any time, subject to applicable law and the contractual terms governing existing investments.
You may only use the Platform if:
You are legally capable of entering into a binding agreement under the laws applicable to you.
You satisfy any minimum age requirement applicable to the relevant investment service.
You are not prohibited by applicable law from investing or using the Platform.
You provide accurate and complete information during registration and verification.
You comply with all applicable laws and regulations in your jurisdiction.
Zoom-Investa may restrict access to particular investment opportunities based on your country of residence, investor classification, regulatory requirements, or other legal considerations.
We may refuse or terminate access where providing services to a person would violate applicable law or regulatory requirements.
To access certain features of the Platform, you may be required to create an Account.
You agree to:
Provide accurate, current, and complete information.
Maintain the accuracy of your information.
Keep your login credentials confidential.
Take reasonable measures to protect your Account.
Notify us promptly if you suspect unauthorized access to your Account.
Not permit another person to use your Account.
Not create an Account using false or misleading information.
You are responsible for activities conducted through your Account unless the activity resulted from a security failure attributable to Zoom-Investa.
We reserve the right to suspend or restrict an Account where we reasonably believe that the Account has been compromised, contains inaccurate information, or is being used in violation of these Terms or applicable law.
Zoom-Investa may require users to complete identity verification and Know Your Customer (“KYC”) procedures before accessing certain services or investment opportunities.
You may be required to provide information or documents such as:
Full legal name;
Date of birth;
Residential address;
Government-issued identification;
Proof of address;
Source-of-funds information;
Tax information;
Corporate or beneficial ownership information where applicable.
You authorize Zoom-Investa and its authorized service providers to verify the information supplied by you.
We may refuse, delay, suspend, or restrict transactions where verification has not been completed satisfactorily.
Zoom-Investa maintains procedures designed to prevent the Platform from being used for money laundering, terrorist financing, fraud, sanctions violations, or other unlawful activities.
We may conduct transaction monitoring, enhanced due diligence, sanctions screening, source-of-funds checks, and other compliance procedures where required or appropriate.
Where permitted or required by law, we may report suspicious transactions or activities to competent authorities.
We may delay, reject, freeze, or restrict a transaction where we reasonably believe that it may involve unlawful activity or regulatory risk.
Investment opportunities displayed on the Platform may contain information concerning:
Minimum investment amount;
Investment duration;
Potential returns;
Fees and charges;
Applicable conditions;
Withdrawal provisions;
Investment risks;
Eligibility requirements.
You are responsible for reviewing the relevant investment documentation before committing funds.
Information displayed on the Platform should not be interpreted as a promise that a particular investment will achieve a specific financial result.
Investment terms may differ from one opportunity to another.
ALL INVESTMENTS INVOLVE RISK.
The value of investments can increase or decrease, and you may lose some or all of the money invested.
Investment risks may include, without limitation:
Market volatility;
Cryptocurrency price volatility;
Economic conditions;
Inflation;
Interest-rate changes;
Currency fluctuations;
Real estate market conditions;
Agricultural and environmental risks;
Commodity price changes;
Oil and gas market conditions;
Regulatory changes;
Political and geopolitical risks;
Counterparty risks;
Liquidity risks;
Operational risks;
Technology and cybersecurity risks.
Past performance is not an indication or guarantee of future performance.
You should only invest funds that you can afford to lose and should obtain independent financial, legal, tax, or professional advice where appropriate.
Unless expressly required by applicable law and documented in a legally binding investment agreement, Zoom-Investa does not guarantee that an investment will generate a profit.
Any projections, estimates, illustrations, calculators, historical information, or potential-return figures displayed on the Platform are provided for informational purposes and should not be interpreted as guaranteed results.
The use of terms such as “potential return”, “projected return”, “estimated return”, or similar expressions does not constitute a guarantee of future performance.
The investment calculator provided on the Platform is intended solely for illustrative purposes.
Calculations may be based on assumptions, selected investment terms, or hypothetical rates and may not reflect actual investment performance.
The results generated by the calculator should not be interpreted as financial advice, an offer, or a guarantee of returns.
Actual results may differ materially from any figures displayed by the calculator.
Users may fund their Accounts using payment methods supported by Zoom-Investa or its authorized payment providers.
Before completing a transaction, you are responsible for verifying the transaction details, amount, destination, and applicable charges.
Zoom-Investa may impose minimum or maximum transaction limits based on applicable law, investment terms, risk controls, or operational requirements.
Funds received may be subject to verification before they become available for investment.
We are not responsible for delays caused by banks, payment processors, blockchain networks, third-party financial institutions, or other external service providers.
Withdrawal requests are subject to:
The applicable investment terms;
Any minimum withdrawal requirements;
Applicable lock-up or maturity periods;
Identity and compliance verification;
Available liquidity;
Applicable fees;
Applicable laws and regulations.
Some investments may not permit immediate withdrawal.
Where an investment has a defined maturity period or withdrawal restriction, the relevant investment documentation will govern the applicable conditions.
Zoom-Investa reserves the right to delay a withdrawal where additional verification or compliance review is reasonably required.
Applicable fees will be disclosed through the Platform or the relevant investment documentation before the applicable transaction is completed, where reasonably practicable.
Fees may include, where applicable:
Deposit fees;
Withdrawal fees;
Management or administration fees;
Transaction fees;
Network fees;
Currency-conversion charges;
Third-party processing fees.
Zoom-Investa reserves the right to modify its fees subject to applicable law and appropriate notice.
Where cryptocurrency or digital-asset opportunities are made available, additional risks apply.
Cryptocurrency and digital assets may experience significant price volatility and may be affected by technological, regulatory, market, cybersecurity, and liquidity risks.
Blockchain transactions may be irreversible once confirmed.
Users are responsible for ensuring that cryptocurrency-related activities are lawful in their jurisdiction.
Zoom-Investa does not guarantee the uninterrupted availability, value, liquidity, or future performance of any digital asset.
The Platform may integrate with banks, payment processors, custodians, blockchain networks, technology providers, identity-verification providers, or other third-party service providers.
Third-party services may be subject to separate terms and privacy policies.
Zoom-Investa is not responsible for failures, interruptions, delays, losses, or errors caused solely by third-party providers beyond our reasonable control.
You agree that you will not:
Use the Platform for unlawful purposes.
Provide false, misleading, or fraudulent information.
Attempt to gain unauthorized access to another Account.
Interfere with the security or operation of the Platform.
Introduce malware, viruses, or malicious code.
Attempt to manipulate transactions or investment records.
Use the Platform to facilitate money laundering or other unlawful activities.
Circumvent applicable KYC, AML, sanctions, or other compliance procedures.
Reverse engineer or unlawfully reproduce Platform software or functionality.
Use automated systems to abuse or overload the Platform without authorization.
Unless otherwise stated, all content appearing on the Platform, including trademarks, logos, text, graphics, designs, software, interfaces, images, videos, and other materials, is owned by or licensed to Zoom-Investa.
You may access and use the Platform for its intended purposes only.
You may not reproduce, distribute, modify, sell, publish, or commercially exploit Platform content without prior written authorization.
Your use of the Platform is also governed by our Privacy Policy.
By using the Platform, you acknowledge that certain personal information may need to be collected and processed to provide services, verify your identity, comply with legal requirements, prevent fraud, and maintain the security of the Platform.
Please review our Privacy Policy for information regarding how your personal data is collected, used, stored, and protected.
You are solely responsible for determining and fulfilling your tax obligations arising from your use of the Platform or participation in an investment.
Zoom-Investa does not provide tax advice.
Tax treatment may differ depending on your country of residence, investment type, transaction, and individual circumstances.
You should obtain independent professional tax advice where necessary.
We endeavor to keep the Platform available and functioning properly but do not guarantee uninterrupted or error-free operation.
The Platform may occasionally be unavailable because of:
Maintenance;
Software updates;
Security measures;
Technical failures;
Network interruptions;
Third-party service failures;
Cybersecurity incidents;
Force majeure events;
Regulatory requirements.
We will take reasonable steps to restore affected services where practicable.
Zoom-Investa implements reasonable technical and organizational measures designed to protect user information and Platform operations.
However, no online platform can guarantee absolute security.
You acknowledge that electronic communications and internet-based systems carry inherent security risks.
You are responsible for maintaining the confidentiality of your Account credentials and promptly reporting suspected unauthorized access.
Zoom-Investa may suspend, restrict, or terminate an Account where:
These Terms have been violated;
Fraud or suspicious activity is detected;
KYC requirements are not satisfied;
AML or sanctions concerns arise;
The Account is subject to unauthorized access;
Continued access may violate applicable law;
A regulatory authority requires action;
The Platform is required to discontinue a service.
Where appropriate and legally permissible, we may provide notice explaining the reason for the suspension or termination.
Termination does not automatically extinguish obligations that arose before termination.
To the maximum extent permitted by applicable law, Zoom-Investa shall not be liable for indirect, incidental, special, consequential, or punitive losses arising from your use of the Platform.
This may include losses arising from:
Market movements;
Investment losses;
Loss of anticipated profits;
Cryptocurrency price changes;
Third-party service failures;
Network interruptions;
Unauthorized access not caused by our failure to apply reasonable security measures;
Regulatory changes;
Force majeure events.
Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited under applicable law.
To the extent permitted by applicable law, you agree to indemnify and hold harmless Zoom-Investa, its officers, directors, employees, affiliates, contractors, and authorized service providers from claims, losses, liabilities, damages, and expenses arising from:
Your violation of these Terms;
Your unlawful use of the Platform;
Fraudulent or misleading information provided by you;
Your violation of third-party rights;
Your breach of applicable laws or regulations.
The Platform and its content are provided subject to applicable law and without warranties beyond those expressly provided in these Terms.
Zoom-Investa does not represent that:
Every investment opportunity is suitable for every investor;
Every investment will be profitable;
Investment information will always be complete or error-free;
The Platform will always be available;
Any projected return will be achieved.
You are responsible for evaluating whether an investment is appropriate for your circumstances.
Zoom-Investa intends to operate its services in accordance with applicable laws and regulatory requirements in the jurisdictions in which it is authorized to operate.
Where a particular service requires regulatory authorization, such service will only be offered where the necessary authorization has been obtained or where a lawful exemption applies.
Nothing on this website should be interpreted as representing that Zoom-Investa is licensed or regulated by a particular government or regulatory authority unless that authorization is expressly identified on the Platform.
Users are responsible for ensuring that their participation is lawful in their jurisdiction.
Zoom-Investa may make its Platform accessible to users in multiple countries.
However, the availability of the Platform does not mean that every investment opportunity is available or lawful in every jurisdiction.
We may restrict services, investment opportunities, deposits, withdrawals, or Accounts in particular jurisdictions where required by law or regulatory requirements.
You are responsible for complying with the laws applicable to you.
We may update these Terms from time to time to reflect changes in our services, business practices, technology, or legal and regulatory requirements.
Updated Terms will be published on the Platform with a revised “Last Updated” date.
Where required by law, we will provide additional notice of material changes.
Your continued use of the Platform after the effective date of revised Terms constitutes acceptance of the updated Terms, to the extent permitted by law.
These Terms shall be governed by and interpreted in accordance with the laws of England, without prejudice to any mandatory consumer or investor-protection rights that may apply in your jurisdiction.
Any dispute arising from these Terms shall be subject to the jurisdiction of the courts of England, unless applicable law requires otherwise.
Important: The jurisdiction, dispute-resolution mechanism, arbitration provisions, and governing law should be finalized by qualified legal counsel based on the actual country of incorporation, licensing structure, and countries in which Zoom-Investa will solicit investors.
If you have a complaint or dispute concerning the Platform, you should first contact Zoom-Investa through the official support channels provided on the Platform.
We will endeavor to investigate and resolve legitimate complaints within a reasonable period.
Where a dispute cannot be resolved informally, it may be referred to the applicable court, arbitration body, regulator, or alternative dispute-resolution mechanism specified by the governing law or applicable investment agreement.
If any provision of these Terms is found to be invalid, unlawful, or unenforceable, that provision shall be modified or removed to the minimum extent necessary, while the remaining provisions shall continue in full force and effect.
These Terms, together with the Privacy Policy, Risk Disclosure Statement, AML/KYC Policy, applicable investment documentation, and other policies expressly incorporated into these Terms, constitute the agreement between you and Zoom-Investa concerning your use of the Platform.
Where a specific investment agreement contains terms that conflict with these general Terms, the specific investment agreement shall govern the relevant investment to the extent of the conflict.
If you have questions regarding these Terms, your Account, or the Platform, please contact us through our official support channels.
Zoom-Investa
Website: zoom-investa.net
Email: support@zoom-investa.net
Investment involves risk. The value of investments may rise or fall, and investors may lose some or all of their invested capital. Past performance does not guarantee future results. No information on this website should be interpreted as a guarantee of profit or as individualized financial advice. Investors should carefully review the relevant investment documentation and risk disclosures and obtain independent professional advice where appropriate.